Our process = Accuracy and Satisfaction

You may order and retrieve flood determinations via our website, FAX, or from within many of the most popular loan origination software (LOS) applications including; Calyx, Encompass360, BytePro, Fiserv EasyLender etc… In addition, our IT department stands ready to create interfaces with other LOS applications to meet the needs of our clients.

ORDERING & RETRIEVAL METHODS

Our process starts with an in-house analysis of client provided data (address, legal description, parcel number, survey). Once the structure's location can be accurately plotted, a completed flood certification is sent to the client.

IN-HOUSE REVIEW

If structure locations cannot be accurately plotted using client provided information, or if structures are too close to a Special Flood Hazard Area (SFHA) to make a definitive in-house determination, an experienced FCI technician will perform a high level analysis. At no additional expense to the lender or borrower, our technicians will obtain additional information including tax map data, county map data, and possibly an on-site inspection to definitively plot structure locations in relation to the SFHA.

BORDERLINE REVIEW

In addition to our flood certification, FCI will provide to the lender, via email or mail, a copy of the Flood Insurance Rate Map on all determinations that require flood insurance ie...addresses where structures are found to be in a SFHA. This kit is a tool the lender can share with their borrowers to help assist in explaining the reasons for the flood insurance requirement. In addition, we will help the borrower apply for removal from the SFHA if it is a good candidate for a Letter Of Map Amendment (LOMA) application to FEMA at no additional charge.

FLOOD POSITIVE KIT